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Asia Grassroots Forum
An annual forum for cross-sector collaboration to empower MSMEs across Asia.
Amartha 10X Run
An annual running event with various distance categories held in Jakarta.
Amartha Level Up
A personal and career development event featuring interactive sessions and professional networking opportunities.
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About Us
Amartha Financial Group (Amartha) is a financial technology group that aims to help grassroots communities thrive through inclusive financial solutions.
The Group consists of PT Amartha Financial Group (formerly Amartha Nusantara Raya) and its subsidiaries, which collectively offer digital lending, payment, and other financial products aimed at empowering grassroots users to build sustainable prosperity.
Our lending services are provided by PT Amartha Mikro Fintek under a P2P license and PT Amartha Warbler Finance under a multifinance license, both of which are licensed and supervised by the Financial Services Authority (OJK). Our digital payment (e-money) services are provided through PT Amartha Finansial Asia, which is licensed and supervised by Bank Indonesia.
Founder's Message
Founder and CEO Amartha
Amartha was established in 2010 with a simple mission: to assist the rural community of Ciseeng, Bogor, in obtaining affordable funding, aiming to improve their and their families quality of life.





Sustainable Impact
Amartha Management Team
Career
We build highly impactful products, deliver excellent services and innovate on daily basis to find better ways in serving our communities.
















Press release